TERMS OF SERVICE

TERMS OF SERVICE

These Terms and Conditions govern your access to and use of the services provided by BCJ FINANCIAL PLANNING LTD (“Company,” “we,” “us,” or “our”). By accessing our website or purchasing any service, you agree to be bound by these Terms and Conditions.

If you do not agree with any part of these Terms, please discontinue use of the website and services immediately.

  1. Services

We provide professional educational and guidance-based services related to video editing and content creation skills development.

Our services are intended for informational, educational, and coaching purposes only. Individual results may vary based on a user’s effort, experience, technical skills, and implementation of the guidance provided.

  1. Eligibility

By using our website or purchasing services, you confirm that:

You are at least 18 years of age or have permission from a parent or legal guardian.
You have the legal capacity to enter into a binding agreement.
The information you provide is accurate and complete.

  1. Orders and Payments

All purchases made through our website are subject to acceptance and availability.

By placing an order, you agree that:

You are authorized to use the selected payment method.
All billing information provided is accurate.
Payment must be completed before services are delivered unless otherwise agreed.

Prices may be updated without prior notice, but changes will not affect confirmed purchases.

  1. One-Time Purchase

Unless explicitly stated otherwise, all services offered through this website are sold as one-time purchases.

Your purchase does not create any recurring subscription, automatic renewal, membership fee, or ongoing billing obligation.

Any future services must be purchased separately.

  1. Scheduling and Participation

Customers are responsible for:

Attending scheduled sessions on time.
Ensuring access to a suitable internet connection and equipment.
Providing accurate contact information.

Failure to attend a scheduled session may result in forfeiture of that session unless otherwise agreed by the Company.

Reasonable efforts will be made to accommodate rescheduling requests submitted in advance.

  1. Intellectual Property

All website content, educational materials, graphics, text, designs, documents, and related materials are owned by or licensed to the Company.

Users may not:

Copy
Reproduce
Redistribute
Modify
Republish
Sell
Commercially exploit

any content without prior written permission.

  1. Acceptable Use

You agree not to:

Use the website for unlawful purposes.
Attempt unauthorized access to systems or data.
Interfere with website functionality.
Upload malicious software or harmful content.
Violate applicable laws or regulations.

We reserve the right to suspend or terminate access for violations of these Terms.

  1. Disclaimer

Services are provided on an “as available” and “as is” basis.

While we strive to provide accurate and useful guidance, we do not guarantee:

Specific business outcomes
Social media growth
Audience engagement levels
Financial results
Professional success

Any decisions made based on information provided through our services remain the responsibility of the user.

  1. Limitation of Liability

To the fullest extent permitted by law, BCJ FINANCIAL PLANNING LTD shall not be liable for:

Indirect losses
Consequential damages
Loss of revenue
Loss of profits
Loss of business opportunities
Data loss

Our total liability arising from any claim shall not exceed the amount paid by the customer for the relevant service.

  1. Cancellation and Refunds

Cancellation and refund requests are subject to our Refund Policy.

Customers are encouraged to review the Refund Policy before making a purchase.

  1. Third-Party Services

Our website may integrate or reference third-party platforms, software, payment providers, or communication tools.

We are not responsible for the content, policies, availability, or practices of third-party services.

Users should review the applicable terms and policies of those providers separately.

  1. Privacy

Your use of the website is also governed by our Privacy Policy, which explains how personal information is collected, used, and protected.

  1. Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time.

Updated versions become effective immediately upon publication on the website.

Continued use of the website following updates constitutes acceptance of the revised Terms.

  1. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of England and Wales.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

  1. Contact Us

If you have any questions regarding these Terms and Conditions, please contact us:

Email: bcjplanning@hotmail.com

Phone: +44 7742 109657

We aim to respond to inquiries within 1–2 business days.

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